Lotus One
A Lotus pre-deposit option designed around diversified protocol exposure and a LotusUSD base-yield layer before live markets.
Signup complete
Pre-deposit live
Live strategies
Lotus Pre-Deposit
Vaults
Deposit into Lotus One, BTC Carry or ETH Carry before markets launch. Lotus pre-deposit vaults are designed to earn underlying base yield through LotusUSD with additional incentives, subject to the current vault terms.
Lotus pre-deposit is open
Access Lotus One, BTC Carry and ETH Carry pre-deposit vaults with a compatible wallet. Review the current vault terms, redemption conditions and incentives before participating.
Reserve pre-deposit accessWallet · No email
WalletRequired for access
How much do you plan to commit?Optional · not binding
Connect your wallet to reserve pre-deposit access. Review the current terms before participating.
Lotus Pre-Deposit
Deposit into Lotus One, BTC Carry & ETH Carry
Lotus pre-deposit gives eligible wallets access to three vault paths before markets launch. Choose the vault that matches your preferred exposure, review the current terms and connect your wallet to reserve access.
BTC Carry
A Bitcoin-focused carry vault for users seeking BTC-denominated strategy exposure within the Lotus pre-deposit program.
ETH Carry
An Ethereum-focused carry vault for users seeking ETH-denominated strategy exposure before Lotus markets move into live strategies.
How Lotus Pre-Deposit Works
Connect a compatible wallet, choose an optional commitment range and reserve access. When a vault is available for deposit, review the vault-specific terms, redemption conditions, network details and risk disclosures before confirming any transaction.
LotusUSD Base Yield & Incentives
Lotus pre-deposit balances can earn an underlying base yield through LotusUSD, with additional incentives depending on the active program and vault terms. Rates and incentives can change and are not guaranteed.
Overview
Program timeline
Signup complete
Wallet registration opened access to the Lotus pre-deposit program.
Pre-deposit live
Connect a wallet and choose from Lotus One, BTC Carry or ETH Carry. Vault terms and access can vary by stage.
Public window opens
Nov 5. Deposits open to everyone. Closes on fill.
Markets launch
Lotus opens to the public. Your deposit stays in
Lotus One, earning lending yield alongside ongoing incentives.
A new market structureSimulation
One
market,
many risk levels
By allowing liquidity to cascade down risk tiers, Lotus markets price risk across a curve. Vaults package selected parts of this curve into underwritable strategies. Read the full argument ↗
VAULTS
Pick one to see
how it allocates across the tiers
Supply APYlower
higher
Indicative · not live market data
Security[email protected]
Security by design.
The core ledger is immutable
A market's economic parameters are
hashed into its identity and cannot change.
Live
in code
Your tranche choice is a risk ceiling
Unutilized capital only flows to lower
risk, never to riskier positions than you choose.
Live
in code
Bad debt stays with the lenders who
funded the position
Losses are never socialized across the
market.
Live
in code
Formal audit of the full codebase
Cyfrin, five-week engagement from
mid-July. Findings and remediations publish on completion.
Underway
Additional: pre-audit reviews by 0x52 and Enigma Dark · three AI-assisted scans, findings remediated · formal verification with the Certora prover · economic assessment by Block Analitica · preliminary risk assessment by Credora
"As risk managers, we're very excited to work with Lotus. The connected risk tranches allow for designing more robust interest rate models, which leads to better risk pricing."
Primoz Kordez · Founder, Block Analitica
FAQ
Common questions
Lotus Pre-Deposit provides access to vaults before live markets launch. Connect a compatible wallet, review the current vault terms and choose from available pre-deposit strategies.
Pre-deposit vaults let users enter selected Lotus strategies before live markets launch. Deposits can earn an underlying base yield through LotusUSD, with additional incentives depending on the active program terms.
LotusUSD is the core vault and lending token used by Lotus. Pre-deposit balances can earn an underlying base yield through LotusUSD, with additional incentives depending on the current program terms.
Connect a compatible wallet, select an optional commitment range and reserve your spot. Review the current vault terms before making any onchain deposit.
Lotus Pre-Deposit includes three strategies: Lotus One, BTC Carry and ETH Carry. Availability and vault terms can change, so review the active pre-deposit interface before participating.
No. Reserving a spot only records access intent. It does not itself transfer assets or create an onchain deposit.